Market Updates

Current San Diego Mortgage Rate Landscape As we move through spring 2026, San Diego homebuyers are navigating a mortgage rate environment that demands strategic thinking. With 30-year fixed rates hovering between 6.36% and 6.52%, understanding the nuances of today's lending market can save you tens of thousands over the life of your loan. What's Driving Rates Right Now? The Federal Reserve's monetary...

Spring 2026 San Diego real estate market update: mortgage rates around 6.4%, median home price $900K, inventory still tight. Here's what buyers and sellers need to know.

Current mortgage rates compared across 4 time periods, what the Fed is doing, and what it means for San Diego home buyers and sellers in 2026.

What matters isn’t every headline—it’s inventory, days on market, and your timing. Here’s how to read the numbers, minus the noise.